2/15/2023 0 Comments Buku Manajemen Perbankan![]() Meanwhile, according to Bank Indonesia Regulation No. Islamic Bank will face six types of risk (IFSB - version of Islamic Financial Services Board -), namely : Credit Risk (credit risk), Equity Investment Risk (risk of equity investment), Market Risk (market risk), Liquidity Risk (liquidity risk), rate of Return risk (risk rate of return), operational Risk (operational risk). Contracts made in mobilizing both sides provide important implications for the risk profile faced by Islamic banks. While the liabilitasya side, Islamic banks charged by financial instruments that require customers to share the results with customers considering only invest his wealth in the form of money. He did not know the interest despite the instrument that gives a definite advantage. In the asset side, Islamic banks filled by berbada financial instruments with conventional banks. But unique is that the risks in Islamic banks related to the structure of assets and liabilities that exist in Islamic banks. The risk of Islamic banks appears as in conventional banks minus interest. Meanwhile, Islamic banking and finance industry requires the expertise along with the rapid development and the global environment continues to move. Finance and banking industry began to pay great attention to risk management, especially after the events that led to the collapse of this industry since last few decades. Risk management is a relatively new scientific discipline in the management of the company. ![]()
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